Buy Instantly or Apply

Get your required $25,000 Florida Used Motor Vehicle Dealer Bond quickly with the option that fits your needs. BondAbility lets you buy the bond instantly for $500 with no credit check or application, or apply for rates starting at $225 with a short application and underwriting review.

Click for a No Obligation Quote


Get your required $25,000 Florida Used Motor Vehicle Dealer Bond quickly with the option that fits your needs. BondAbility lets you buy the bond instantly for $500 with no credit check or application, or apply for rates starting at $220 with a short application and underwriting review. Bonds are issued to expire on April 30 to coincide with the Florida dealer license term.


Why Do I Need a Florida Used Motor Vehicle Dealer Bond?

Florida requires used motor vehicle dealers to file a $25,000 surety bond as part of the licensing process. This bond helps protect customers and the state by providing a financial safeguard if the dealer fails to comply with written contracts or violates applicable licensing laws.


Fast & Simple Bond Solutions

BondAbility gives Florida used motor vehicle dealers two easy ways to get bonded:

Option 1: Buy Instantly — $500
Skip the application and purchase your bond instantly online with no credit check and no application required. This bond is issued to expire on April 30 to coincide with the Florida dealer license term.

Option 2: Apply for Lower Pricing
Rates start at $220 for applicants who complete a short application and qualify through underwriting. Review may include a soft credit check and other underwriting criteria.


Here's How It Works

Buy Instantly for $500
Click the Buy Now button, complete your purchase online, and receive your bond instantly by email.

Or Apply for Lower Pricing
Complete the short application to be considered for rates starting at $220. Underwriting may include a soft credit check and other review criteria.

Use Your Bond for Licensing
Once issued, your bond can be submitted with your Florida used motor vehicle dealer license application. Bonds are issued to expire on April 30 of each year to match the dealer license term.


Bond Pricing

Bond Amount Term Price Credit Check Required
$25,000 1 Year(Expires April 30th every year) $500 No
$25,000 1 Year(Expires April 30th every year) Starting at $220 Yes, soft credit check

Prefer to skip the application? Purchase the $500 instant-issue bond here. Pricing starting at $220 is available for applicants who complete an application and are approved through underwriting, which may include a soft credit check and other business or background considerations. Bonds are issued to expire on April 30 to match the Florida dealer license term.

Learn More

I am an ...

Most Obligee's require that the name on the Bond EXACTLY match your license or license application.
Type of Entity
Which of the following best describes your business?
Has the business or any of the owners been involved in:

If there are documents that you would like to upload for our review, please upload them below

By submitting this Application, the owners listed above hereby authorize BondAbility, (including any of its representatives affiliates, agents or designees) to conduct any and all investigative inquiries including but not limited to obtaining consumer credit reports. Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false, incomplete, or misleading information, or conceals information concerning any material fact whereto, commits a fraudulent insurance act, which is a crime punishable by incarceration, and shall also be subject to civil penalties


Who Needs This Bond?

This bond is typically required for applicants seeking to operate as a Florida used motor vehicle dealer or Florida independent motor vehicle dealer. If you are applying for a dealer license and need to meet the state bond requirement, this is the bond filed as part of the licensing process.


How To Get Licensed As a Florida Used Motor Vehicle Dealer

Applicants seeking a Florida used motor vehicle dealer license must complete the state licensing process, satisfy location and insurance requirements, and file the required $25,000 surety bond. For used vehicle dealers, the bond is typically submitted on Florida form HSMV 86020 to the Florida Department of Highway Safety and Motor Vehicles.

Florida independent dealer licenses generally expire on April 30. BondAbility makes the bond portion easy by giving you the option to buy instantly for $500 with no application, or apply for rates starting at $220 through underwriting review.


Bond Details at a Glance

Bond Type: Florida Used Motor Vehicle Dealer Bond

Bond Amount: $25,000

Obligee: Florida Department of Highway Safety and Motor Vehicles

Bond Form: HSMV 86020

License Type: Independent Motor Vehicle Dealer

Expiration: April 30 of each year

Purchase Options: Buy instantly for $500 or apply for rates starting at $220


Official Florida Bond Requirement

Florida requires applicants for motor vehicle dealer licenses to file a $25,000 surety bond or irrevocable letter of credit before a license is issued. For used vehicle dealers, the bond is commonly associated with the independent motor vehicle dealer license classification and is filed with the Florida Department of Highway Safety and Motor Vehicles.

The bond guarantees that the dealer will comply with written contracts made in connection with the sale or exchange of motor vehicles and will follow applicable Florida motor vehicle laws. BondAbility offers both a fast instant-purchase option and lower credit-based pricing for qualified applicants.


Frequently Asked Questions

How much does the Florida Used Motor Vehicle Dealer Bond cost?

You can buy the bond instantly for $500 with no credit check and no application, or apply for pricing starting at $220 with a short application and underwriting review.

Can I get this bond without a credit check?

Yes. Our $500 instant-purchase option does not require a credit check or application.

What bond amount does Florida require?

Florida requires a $25,000 surety bond for used motor vehicle dealers. These bonds are typically issued to expire on April 30 of each year to match the dealer license term.

What is this bond for?

This bond is required for dealer licensing and helps protect customers and the state if the dealer fails to comply with written contracts or applicable law.

Who needs this bond?

This bond is generally required for applicants seeking a Florida used motor vehicle dealer license.

How do I qualify for pricing starting at $220?

To be considered for lower pricing, you must complete a short application and go through underwriting, which may include a soft credit check and other review factors.

What if I do not want to complete an application?

You can skip the application entirely and buy the bond instantly for $500 here.

What effective date should I choose for my bond?

If you are renewing your Florida dealer license, you will usually want your bond to become effective on April 30 so it matches the license term. If you are a new dealer, you will usually want the bond to become effective as of today’s date so you can proceed with your application.

Please note that depending on where you are in the license year, you may need to pay the bond premium more than once in a short timeframe. For example, if you purchase the bond on 3/24/2026, you would pay the premium then and would also be responsible for the renewal premium due on 4/30/2026. After that, future premiums would typically be due at each annual April 30 renewal.


Get Your Florida Dealer Bond Today

Whether you want the fastest option or would like to apply for lower pricing, BondAbility makes it easy to get your Florida Used Motor Vehicle Dealer Bond. Bonds are issued to expire on April 30 of each year to coincide with the Florida dealer license term.

Click for a No Obligation Quote