Iowa Public or Independent Adjuster Surety Bond
Required $50,000 Bond for Iowa Insurance Adjusters
Term Options
Renew less often, save time and money by choosing a longer bond term!
General Information
Important Update for Iowa Public Adjusters: Bond Amount Increased to $50,000
Iowa law now requires public adjusters to post a $50,000 surety bond, increased from the prior $20,000 minimum. This change was enacted through House File 2516, passed by the Iowa Legislature. The updated requirement applies to all new and renewing licenses. Our pricing below reflects the updated law and offers flexible term options.
Important Update for Iowa Independent Adjusters: A $50,000 Adjuster Bond now required.
Iowa law now requires all independent adjusters to be licensed. The licensing requirements require all insurance adjusters to post a $50,000 surety bond. This change was enacted through Iowa Senate File 619 Act, passed by the Iowa Legislature. The updated requirement applies to all new and renewing licenses. Our pricing below reflects the updated law and offers flexible term options.
Why do I need an Iowa Public or Independent Adjuster Bond?
The Iowa Insurance Division requires all insurance adjusters to maintain a $50,000 surety bond. This bond protects clients by ensuring compliance with state laws and ethical practices when representing policyholders during insurance claims.
Fast & Simple Bond Solutions – No Application or Credit Check Required
- Issued Quickly: Most bonds are emailed within minutes during business hours.
- No Credit Checks or Underwriting: Approval is instant and hassle-free.
- Flexible Terms: Choose 1, 2, or 3 years depending on your needs.
- Multi-Year Discounts: Save more by locking in a longer term.
- Reliable Support: Our team is here if you need assistance at any point.
IA Public or Independent Adjuster Bond Pricing
| Bond Amount | Bond Term | Premium Cost | Order |
|---|---|---|---|
| $50,000 Bond | 1 Year | $350 |
$350 Buy Now |
| $50,000 Bond | 2 Years | $613 (Save $87) |
$613 Buy Now |
| $50,000 Bond | 3 Years | $875 (Save $175) |
$875 Buy Now |
Note: Save $87 with the 2-year bond and $175 with the 3-year bond compared to purchasing one year at a time.
How To Get Licensed As an Iowa Public Adjuster
To become licensed in Iowa, you must:
- Be at least 18 years old
- Pass the Iowa insurance adjuster licensing exam
- Submit a criminal background check
- Obtain and file a $50,000 surety bond
- Apply through the NIPR Gateway
- Provide a copy of your public adjuster contract
For full licensing requirements, refer to the Iowa Administrative Code Chapter 55.
Bond Details at a Glance
- Bond Amount: $50,000
- Term Options: 1, 2, or 3 years
- Prices: Starting at $350
- Credit Check Required: No
- Obligee: Iowa Insurance Division
- Obligee Address: 1963 Bell Avenue, Suite 100, Des Moines, IA 50315
Frequently Asked Questions
Why did the bond amount increase for public adjusters?
The Iowa Legislature passed House File 2516, which raised the required bond amount to $50,000 for public adjusters. This increase is meant to strengthen consumer protections.
Do I need to purchase a bond if I'm applying for an Independent Adjuster license in Iowa?
Yes. Effective July 1 2025, the Iowa Legislature passed a bill which now requires the licensing of Independent Adjusters. As part of the licensing requirements, independent adjusters will need to post a $50,000 surety bond. To read more, please refer to the Iowa Insurance Divisions Iowa Insurance Division website.
Do I need a new bond to renew my license?
Yes. All new and renewal applications must meet the $50,000 bond requirement.
Is a credit check or application required?
No. These bonds are issued instantly with no credit inquiry or paperwork.
What are my term options?
You can choose 1, 2, or 3-year terms depending on your budget and licensing cycle. Multi-year terms offer discounts.
How fast will I get my bond?
Your bond will be emailed within minutes during business hours.
Ready to Secure Your Iowa Public Adjuster Bond?
Order your bond online today—fast, affordable, and fully compliant with Iowa Insurance Division requirements. With no credit check, flexible pricing, and instant delivery, BondAbility makes bonding simple.