Iowa Public Adjuster Surety Bond
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Term Options
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General Information
Why do I need an Iowa Public Adjuster Bond?
The Iowa Insurance Division requires all public adjusters operating in Iowa to file a $20,000 surety bond. This bond helps ensure that public adjusters act in accordance with state laws and protect policyholders when assisting with first-party insurance claims.
Fast & Simple Bond Solutions – No Application or Credit Check Required
- Issued Quickly: Receive your bond via email within minutes during normal business hours.
- No Credit Checks or Underwriting: Avoid delays and lengthy forms.
- Affordable Premiums: Just $245 for a 2-year term.
- Multi-Year Discount: Prepay for 4 years and save.
- Expert Support: Our team is here to help every step of the way.
IA Public Adjuster Bond Pricing
| Bond Amount | Bond Term | Premium Cost |
|---|---|---|
| $20,000 Bond | 2 Years | $245 |
| $20,000 Bond | 4 Years | $455 (Save $35) |
How To Get Licensed As an Iowa Public Adjuster
To become a licensed public adjuster in Iowa, you must:
- Be at least 18 years old
- Pass the public adjuster licensing exam
- Submit to a criminal background check
- File a $20,000 surety bond
- Apply through the NIPR Gateway
- Submit a copy of the contract you'll use with clients
For full licensing requirements, visit the Iowa Administrative Code Chapter 55.
Bond Details at a Glance
- Bond Amount: $20,000
- Term: Matches the 2-year license period
- Price: $245 (4-year option available at a discount)
- Credit Check Required: No
- Obligee: Iowa Insurance Division
- Obligee Address: 1963 Bell Avenue, Suite 100, Des Moines, IA 50315
Frequently Asked Questions
Do I need a new bond when I renew my license?
Yes. The Iowa public adjuster license runs for a 2-year term, and your bond must align with that license period.
Is there a credit check or application required?
No. We issue these bonds instantly with no underwriting or credit inquiry.
Can I prepay for more than 2 years?
Yes. We offer a 4-year term for $455, providing convenience and savings.
How long does it take to get the bond?
Most bonds are issued and emailed within minutes during business hours.
Ready to secure your Iowa Public Adjuster Bond?
Secure your bond online now or contact our knowledgeable team if you have any questions. BondAbility makes meeting your Iowa bonding requirements quick, easy, and affordable.