North Carolina Public Adjuster Surety Bond
Get your NC Public Adjuster Bond Today!
Term Options
Renew less often, save time and money by choosing a longer bond term!
Additional term options available below under Additional Information & Shipping.
General Information
Why Do I Need a North Carolina Public Adjuster Bond?
North Carolina law requires public insurance adjusters to file a $20,000 surety bond as part of the licensing process. This bond protects the public by ensuring that adjusters conduct business ethically and comply with all applicable insurance regulations. It provides financial recourse if an adjuster commits fraud, misrepresentation, or other misconduct.
Fast & Simple Bond Solutions – No Application or Credit Check Required
- Issued Quickly: Receive your bond via email during normal business hours.
- No Credit Checks or Applications: Avoid paperwork and underwriting delays.
- Multi-Year Discounts: Save more when you buy a longer-term bond.
- Professional Service: Our team is here to help with any questions.
Bond Pricing
| Bond Amount | Bond Term | Premium Cost |
|---|---|---|
| $20,000 Bond | 1 Year | $100 |
| $20,000 Bond | 2 Years | $175 (Save $25) |
| $20,000 Bond | 3 Years | $250 (Save $50) |
How To Get Licensed As a North Carolina Public Adjuster
- Submit an application via NIPR.
- Provide a $20,000 surety bond or irrevocable letter of credit.
- Resident adjusters must pass the state exam and submit electronic fingerprints.
- Complete CE requirements (24 hours every 2 years, including 3 hours ethics and 3 hours flood every other cycle).
- Pay annual renewal fees by March 31 through NIPR.
Bond Details at a Glance
- Bond Amount: $20,000
- Obligee: North Carolina Department of Insurance
- Obligee Address: 1201 Mail Service Center, Raleigh, NC 27699-1201
- Who Needs It: All licensed public adjusters in North Carolina
- Bond Delivery: Promptly sent by email during business hours
Frequently Asked Questions (FAQ)
Do I need a bond if I’m a non-resident public adjuster?
Yes. Both resident and non-resident adjusters are required to post a $20,000 bond.
Is there a grandfather clause for adjusters licensed before 7/1/2010?
No. All public adjusters must maintain active financial responsibility, including a surety bond.
Do I need fingerprints?
Yes, resident applicants must submit fingerprints for a criminal background check.
Can my business entity act as a public adjuster?
Yes, if licensed. It must designate a responsible licensed adjuster and submit fingerprint/background check info for key persons.
Ready to Secure Your North Carolina Public Adjuster Bond?
Choose your bond term above and purchase online today. If you have questions or need help, please call our office at 800-818-3940. We're here to help!