NYC Home Improvement Contractor Bond

Get your NYC Home Improvement Bond Instantly

We write $20,000 New York City of New York Home Improvement Contractor Surety Bonds.
Our price is $150 for 2 years. INSTANT ISSUE - NO UNDERWRITING!

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General Information

Why do I need a New York City Home Improvement Contractor Surety Bond?

To get a Home Improvement Contractor License in New York City, the Department of Consumer and Worker Protection (DCWP) requires you to either enroll in the DCWP Trust Fund or post a $20,000 surety bond. While the Trust Fund costs $200, our surety bond is only $150 — a faster and more affordable option.

The surety bond protects consumers against fraud, contract violations, and negligent work. It also helps meet the legal requirements for your DCWP license application.

Fast & Simple Bond Solutions – No Application or Credit Check Required

Getting your NYC contractor bond through BondAbility is quick and hassle-free. We issue these bonds with no application and no credit check. Choose standard email delivery by the end of the next business day, or upgrade to 1-hour email delivery during business hours.

NYC HIC Bond Pricing

Bond Amount Term Price Credit Check Required
$20,000 2-Year Term (expiring Feb. 28 of odd years) $150 No

How To Get Licensed As a Home Improvement Contractor in NYC

Follow these steps to apply for your Home Improvement Contractor License through the DCWP:

  1. Complete the application at nyc.gov/BusinessToolbox.
  2. Choose to either enroll in the Trust Fund for $200 or provide a $20,000 surety bond.
  3. Submit required documentation including proof of business/home address, EPA certification or exemption, and Workers’ Compensation insurance or exemption.
  4. Schedule and pass the Home Improvement Exam (30 questions; $50 exam fee).
  5. Get fingerprinted through IdentoGO using DCWP’s service code.
  6. Pay the license fee based on your application date.

Note: Your bond receipt must show payment in full and cover the entire license term ending February 28 of the next odd-numbered year.

Bond Details at a Glance

  • Bond Name: NYC Home Improvement Contractor Surety Bond
  • Bond Amount: $20,000
  • Term: 2 years (expires February 28 of odd years)
  • Price: $150
  • Credit Check: Not required
  • Application: Not required
  • Obligee: The NYC Department of Consumer and Worker Protection
  • Obligee Address: 42 Broadway, New York, NY 10004

Frequently Asked Questions

Do I have to get this bond to be licensed as a contractor in NYC?
No. You can either enroll in the DCWP Trust Fund for $200 or purchase a $20,000 surety bond for just $150 through BondAbility. Both meet the license requirement.

How long is the bond valid for?
The bond covers the license term and expires on February 28 of every odd-numbered year.

Do I need to complete an application or credit check?
Nope. We make it easy. No application and no credit check required.

How quickly will I receive my bond?
You have two options:

  • Standard Delivery: Free — emailed by the end of the next business day.
  • 1-Hour Delivery: Add $9.95 — receive it within 1 business hour (during business hours).

Can I use this bond if my business is a corporation or has a DBA?
Yes. Just make sure your business name, DBA (if any), and premises address are consistent across all documents submitted to the DCWP, including the bond.

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Enter EXACTLY as it should appear on the bond.

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