NYC Home Improvement Contractor Bond

Get your NYC Home Improvement Bond Instantly

We write $20,000 New York City of New York Home Improvement Contractor Surety Bonds.
Our price is $150 for 2 years. INSTANT ISSUE - NO UNDERWRITING!

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General Information

Why do I need a New York City Home Improvement Contractor Surety Bond?

To get a Home Improvement Contractor License in New York City, the Department of Consumer and Worker Protection (DCWP) requires you to either enroll in the DCWP Trust Fund or post a $20,000 surety bond. While the Trust Fund costs $200, our surety bond is only $150 — a faster and more affordable option.

The surety bond protects consumers against fraud, contract violations, and negligent work. It also helps meet the legal requirements for your DCWP license application.

Fast & Simple Bond Solutions – No Application or Credit Check Required

Getting your NYC contractor bond through BondAbility is quick and hassle-free. We issue these bonds with no application and no credit check. Choose standard email delivery by the end of the next business day, or upgrade to 1-hour email delivery during business hours.

NYC HIC Bond Pricing

Bond Amount Term Price Credit Check Required
$20,000 2-Year Term (expiring Feb. 28 of odd years) $150 No

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Additional Information

Available shipping options are shown below. After clicking Order Review you will have the option to review your order as well as select your payment method and you're done!
IT'S THAT SIMPLE.

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How To Get Licensed As a Home Improvement Contractor in NYC

Follow these steps to apply for your Home Improvement Contractor License through the DCWP:

  1. Complete the application at nyc.gov/BusinessToolbox.
  2. Choose to either enroll in the Trust Fund for $200 or provide a $20,000 surety bond.
  3. Submit required documentation including proof of business/home address, EPA certification or exemption, and Workers’ Compensation insurance or exemption.
  4. Schedule and pass the Home Improvement Exam (30 questions; $50 exam fee).
  5. Get fingerprinted through IdentoGO using DCWP’s service code.
  6. Pay the license fee based on your application date.

Note: Your bond receipt must show payment in full and cover the entire license term ending February 28 of the next odd-numbered year.

Bond Details at a Glance

  • Bond Name: NYC Home Improvement Contractor Surety Bond
  • Bond Amount: $20,000
  • Term: 2 years (expires February 28 of odd years)
  • Price: $150
  • Credit Check: Not required
  • Application: Not required
  • Obligee: The NYC Department of Consumer and Worker Protection
  • Obligee Address: 42 Broadway, New York, NY 10004

Frequently Asked Questions

Do I have to get this bond to be licensed as a contractor in NYC?
No. You can either enroll in the DCWP Trust Fund for $200 or purchase a $20,000 surety bond for just $150 through BondAbility. Both meet the license requirement.

How long is the bond valid for?
The bond covers the license term and expires on February 28 of every odd-numbered year.

Do I need to complete an application or credit check?
Nope. We make it easy. No application and no credit check required.

How quickly will I receive my bond?
You have two options:

  • Standard Delivery: Free — emailed by the end of the next business day.
  • 1-Hour Delivery: Add $9.95 — receive it within 1 business hour (during business hours).

Can I use this bond if my business is a corporation or has a DBA?
Yes. Just make sure your business name, DBA (if any), and premises address are consistent across all documents submitted to the DCWP, including the bond.

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