Oregon Insurance Adjuster Bond
$50,000 Bond for Oregon Insurance Adjusters
Term Options
Renew less often, save time and money by choosing a longer bond term!
General Information
To become and remain licensed, the Oregon Department of Consumer & Business Services (DCBS)
requires public adjusters to demonstrate financial responsibility. A
$50,000 Oregon Adjuster Bond satisfies this requirement and protects consumers if an adjuster’s
error, omission, or dishonest act causes financial loss.
Effective August 1, 2025, Oregon’s Adjuster Rules (OAR 836-071-1100 through 836-071-1195)
formalize this bonding requirement as part of the licensing process.
BondAbility makes it quick and easy to secure your Oregon Adjuster Bond — buy online in minutes
with instant email delivery. No application or credit check is required, and
multi-year discounts lock in long-term savings.
Why Do I Need an Oregon Adjuster Bond?
Fast & Simple Bond Solutions – No Application or Credit Check Required
Bond Pricing
Bond Amount
Term
Price
Credit Check Required
$50,000
1 Year
$350
No
$50,000
2 Years
$613
No
$50,000
3 Years
$875
No
Purchase Now
How To Get Licensed As an Oregon Public Adjuster
- Apply through DCBS/NIPR and meet eligibility requirements.
- Pass the public adjuster exam (unless exempt by reciprocity).
- Obtain your Oregon Public Adjuster Bond as proof of financial responsibility.
- Complete fingerprinting and background checks as directed.
- Maintain continuing education to keep your license active.
Bond Details at a Glance
- Bond Type: Oregon Public Adjuster Surety Bond
- Bond Amount: $50,000
- Term Options: 1–3 years
- Pricing: $350 (1-year), $650 (2-year), $900 (3-year)
- Credit Check: No
- Obligee: Oregon Department of Consumer & Business Services – Division of Financial Regulation
- Obligee Address: 350 Winter Street NE, Salem, OR 97301
- Effective Date of Rules: August 1, 2025
Frequently Asked Questions
Do I need a bond to become a licensed public adjuster in Oregon?
Yes. Oregon requires public adjusters to demonstrate financial responsibility. A $50,000 surety bond fulfills this requirement.
How long is my Oregon Public Adjuster Bond valid?
Your bond is valid for the selected 1-, 2-, or 3-year term and must be renewed before it expires to stay compliant.
Who regulates adjusters in Oregon?
The Oregon Department of Consumer & Business Services (DCBS), Division of Financial Regulation, licenses and regulates public adjusters.
Do nonresident adjusters need a bond too?
Yes. Nonresident applicants must also satisfy Oregon’s financial responsibility requirement—typically with the same $50,000 bond.
Is there a pre-licensing exam requirement?
Yes. Applicants must pass a written public adjuster exam unless they qualify for an exemption (such as reciprocity).
How often must I complete continuing education?
Continuing education is required to maintain an active Oregon public adjuster license per state rules.
Additional Links
- Obligee – Oregon DCBS, Division of Financial Regulation: https://dfr.oregon.gov
- Oregon Adjuster License Types (Resident & Nonresident): Adjuster License Types
- Oregon Rule Order – The Licensing of Public Adjusters (ID 5-2025): Administrative Order PDF
- NIPR Licensing Portal: https://www.nipr.com