Tennessee Public Adjuster Bond
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Term Options
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General Information
Why Do I Need a Tennessee Public Adjuster Bond?
Tennessee law requires all licensed public adjusters to post a $50,000 surety bond as part of the licensing process. This bond protects the public by ensuring adjusters comply with state regulations and conduct business ethically. Whether you're applying as an individual or a business entity, this bond is mandatory and must be filed with the Tennessee Department of Commerce and Insurance.
Fast & Simple Bond Solutions – No Application or Credit Check Required
- $50,000 bond required by the Tennessee Department of Commerce and Insurance
- No application or credit check needed to issue the bond
- Available to both individuals and business entities
- Bond emailed to you promptly during normal business hours
- Also required: $500,000 Errors and Omissions (E&O) policy
Tennessee Public Adjuster Bond Pricing
| Bond Amount | Bond Term | Premium Cost | Credit Check Required |
|---|---|---|---|
| $50,000 | 1 Year | $350 | No |
| $50,000 | 2 Years | $613 (Save $87) | No |
| $50,000 | 3 Years | $875 (Save $175) | No |
How To Get Licensed As a Public Adjuster in Tennessee
- Be at least 18 years old and a Tennessee resident or eligible nonresident.
- Pass the public adjuster exam through PearsonVue.
- Complete a fingerprint-based background check.
- Apply for your license through NIPR.
- Submit proof of a $500,000 Errors and Omissions (E&O) insurance policy.
- Purchase your $50,000 surety bond.
- Pay the $100 licensing fee to the Tennessee Department of Commerce and Insurance.
Bond Details at a Glance
- Bond Amount: $50,000
- Obligee: Tennessee Department of Commerce and Insurance
- Obligee Address: 500 James Robertson Parkway, Nashville, TN 37243
- Term: 2 years, renewable with license
Frequently Asked Questions (FAQ)
Can I get this bond without a credit check?
Yes. This bond is issued without a credit check or application.
How quickly can I get the bond?
The bond is emailed to you promptly during business hours.
Do I need to renew the bond?
Yes. The bond must be renewed every two years to align with the license renewal cycle.
Is an E&O policy required?
Yes, the state requires a $500,000 Errors and Omissions policy in addition to the surety bond.